Laura Cojocaru


Laura works for the demand-side practice of BFA, focusing on quantitative analysis of behavior, and on demand-related aspects of financial inclusion. Since joining BFA in 2012, Laura has assisted work on Financial Diaries projects in South Africa, Kenya, Mozambique, Tanzania, India, Pakistan, and Mexico. Laura has also provided research support on projects related to mobile money adoption, usage of banking correspondents, and consumer protection in financial services. Her current research interests are the implications of behavioral biases related to salience for the propensity to save. Laura holds a Masters and a Ph.D. degree in Economics from the University of Delaware, where her Ph.D. thesis focused on the macroeconomic effects of financial development on economic growth, inequality and poverty in Central and Eastern European countries and the Commonwealth of Independent States, following the fall of Communism.