The Capital Aid Fund for Employment of the Poor (CEP) was founded in 1991 as a non-profit social institution by the Ho Chi Minh City (HCMC) Labor Confederation, a labor trade union affiliated with the Communist Party of Vietnam.  CEP provides microfinance services throughout a network of 30 branches, spanning urban areas in HCMC as well as peri-urban and rural areas in surrounding provinces of the Mekong River Delta.  CEP specifically aims to target low-income segments, with a minimum of 80% of its clients earning less than $2.10 per day.

CEP is working closely with the OPTIX team to digitize its loan origination process, introduce and implement flexible savings and term deposit product. 


Institution Profile

Institution type: MFI

Year founded: 1991

Country: Vietnam

City: Ho Chi Minh

Client type: Low-Income

Website: http://www.cep.org.vn/home.html


CEP's Journey Along Project Timeline


How CEP Microfinance is reaching the poorest in Vietnam with Human-Centered Marketing


CEP Team Members